A convenient, flexible way to get more from your home’s equity.

Welcome to the mortgage that is so much more. Total Access Home Equity™ is a convenient and flexible way to manage all of your credit needs under one mortgage product, putting the equity in your home to work for you.

• It’s convenient.
• It’s flexible.
• It saves you money.

How it works

Total Access Home Equity™ is a collateral mortgage that establishes an initial credit limit up to 80% of your home’s current value. With one approval, you can access this credit through multiple borrowing products, including mortgage loans, lines of credit, and overdrafts.

Features and Benefits

• Apply once to access to up to 80% of your home’s current value*.
• Access the equity in your home any time, for any reason.
• Customize your mortgage into fixed and variable rate solutions or between short and long-term solutions.
• Choose how flexible you want your payments to be. Set your own repayment options, amounts and schedules to suit you.
• Save interest charges by consolidating your existing debt under one product.
• Funds are easily accessible from lines of credit through online banking, ATMs, Global Payment™ MasterCard®, debit card, your credit union branch, or by cheque.

*In the future should you wish to request a change to the credit limits amongst your products, you may be asked to provide updated information and/or submit a new application depending on your current circumstances.

Talk to us today about how Total Access Home Equity™ could help you get the most from the equity in your home.